If I have active health policy for duration of 5 years and if I am diagnosed with Hepatitis B, will my insurance covered?
Please be rest assured that the Health Insurance Companies do offer coverage for Hospitalization expenses related to Hepatitis B if there was no Pre-Existing medical history associated with this condition before the inception of the policy.
One must have all the medical records pertaining to this disease such as the first consultation papers, diagnostic test reports & any treatment records to ensure that the insurer is provided enough evidence that the disease got diagnosed only after the policy inception.
Hope this information helps you...
Satish Kumar H
If the condition is diagnosed after taking the policy it will be covered.