Query on term insurance and health insurance
My application for term insurance has been postponed twice by Max Life Insurance, ICICI and HDFC for the following reason:
Also, health insurance has been rejected by Liberty Insurance Company.
I had undergone a MRI scan in Sep-2015 for headache, the finding was:
Solitary well defined cystic lesion in the left para hippocampal region as described - Benign lesion (Possibly neuroglial cyst) - Recommended follow up of the lesion.
I did undergo the follow up MRI in Dec-2019, the finding was:
Solitary white matter lesion in the subcortial aspect of the left para hippocampal region - Likely white matter ischemic changes. D/D Neuroglial cyst. Compared to the scan dated 19/09/2015, there is no significant interval change.
Doctors suggested that it is a circumstantial finding and nothing to worry about. No treatment is needed.
I do not have headache now after I started to wear the spectacles regularly.
Should I continue to apply for term insurance and health insurance?
Or should I stop applying as the insurance companies are postponing it because of the cyst but the cyst will remain as there is no treatment for it?