Introduction to Care Insurance Care Supreme

Care Insurance Care Supreme is a health insurance policy offered by Care Health Insurance. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. Care insurance's Care Supreme Plan provides highly flexible coverage and a variety of benefits, making it a popular choice in the market.

Pros & Cons: Care Insurance Care Supreme

Slightly cheaper than other products in the market
No restrictions on the type of hospital room you choose
Offers No Claim Bonus up to 600%

Maximum sum insured you can choose is ₹15 Lakhs
Only available for families, not individuals
Monthly premium payment mode not available
Received higher number of complaints during policy purchase compared to other insurers
Received higher number of complaints on claim settlement compared to other insurers
Our study observed their responses on Twitter to be relatively slower than other insurers

Specific Exclusions: Care Insurance Care Supreme

01 Injury or illness directly or indirectly due to participation in professional or semi-professional naval, military, or air force operations or aviation

02 External durable equipments of any kind used for diagnosis or treatment, unless necessitated due to accident

03 Expenses related to hair fall treatments and products

04 Expenses for screening, counseling or treatment related to external birth illness, defects or anomalies

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Detailed Product Specs: Care Insurance Care Supreme

Claims Experience advisor

Customer Service advisor

Product Benefits(10L Sum Insured) advisor

Limits and Exclusions advisor

% of claims settled in less than 30 days

Reflects on the speed of settling valid claims

99.79%

% of Complaints received on overall claims

% customers unhappy with claims experience

0.29%

Claims Incurred Ratio

53.32%

Claim Settlement Ratio (No. of claims)

What % of the claims received were paid?

74.37%

No. of Cashless Hospitals

19,000+

The health insurance data was last updated in January 2023. All data has been sourced from product brochures, policy wordings, prospectus, public disclosures (FY 2021-2022), insurer websites, and the IRDAI website.
Only plans that are currently available for purchase online have been considered.
For now, we have considered the most comprehensive plans from leading insurance companies. We will keep updating the Decoder Pages with new plans in the coming days.
The affordability of the plans is assessed using premiums for a family of two adults and one child. And, the premiums are as of 31st December 2022.
The product benefits section is based on a sum insured of ₹10 Lakhs and only highlights the top benefits and features of the plans. We will keep updating the Decoder Pages with new benefits and features periodically.
Only those hidden and special conditions that apply to the benefits and features we have considered are included in the Decoder Pages.
The Decoder Pages only include the most significant specific exclusions under each plan.
The Decoder Pages do not include any generic terms, conditions, or exclusions (those that are the same and apply to all health insurance plans).
The response time on Twitter (Beta) was calculated using a sample set of tweets from April, May, and June 2022 (analyzed in August, September, and October 2022).
The claims experience data has been sourced from insurance company websites and public disclosures as of March 31, 2022.

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Care Insurance Care Supreme

Introduction to Care Insurance Care Supreme

Pros & Cons: Care Insurance Care Supreme

Specific Exclusions: Care Insurance Care Supreme

About Care Health Insurance Company Limited

Detailed Product Specs: Care Insurance Care Supreme