back-arrow View All Plans
Bajaj Allianz Smart Protect Goal logo

Bajaj Allianz Smart Protect Goal

beshak-icon star
4.2/ 5
How we score
beshak ratings
INDIA’S FIRST UNBIASED, CONFLICT-FREE INSURANCE RATING
Overall Verdict

This product hits the sweet spot with its benefits and relatively affordable pricing, with most of the top benefits, customization benefits, payment options. Further, the insurer has an excellent track record with respect to claims service, meaning your family is very likely to get a smooth claim settlement experience.

beshak ratings
Pros
  • Slightly cheaper than other products in the market
  • Offers the option to automatically increase your claim amount, with time
  • Several Limited Pay options available, to speed up payments
  • Critical illness rider is available, and pays out in addition to life cover amount
  • Received fewer complaints on claim settlement compared to other insurers
  • Our study observed their responses on Twitter to be relatively quicker than other insurers
Cons
  • No option to customize claim payouts
Detailed Review
Claims Experience 4.2/5 star green
Customer Service 4.4/5 star green
Product Benefits 3.7/5 star green
% of claims settled in less than 30 days
Reflects on the speed of settling valid claims
94.92%
% of Complaints received on overall claims
% customers unhappy with claims experience
0.03%
How complex is the Claim Form?
The longer, the more hassles during claims
Moderately Long
+ Show 8 more
Compare with other products
TOP 3 SUGGESTIONS FOR YOU
Max Life Smart Term Plan logo
Max Life Smart T...
beshak-icon star
4.3/ 5
Aditya Birla Sun Life DigiShield Plan logo
Aditya Birla Sun...
beshak-icon star
4.2/ 5
Aegon Life iTerm logo
Aegon Life iTerm
beshak-icon star
4/ 5
Compare Now
Discover the best tips for insurance every week!