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Bharti AXA Life Premier Protect logo

Bharti AXA Life Premier Protect

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3/ 5
How we score
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INDIA’S FIRST UNBIASED, CONFLICT-FREE INSURANCE RATING
Overall Verdict

This plan doesn’t allow you to choose any customizations such as increasing covers or limited pay, claim payout or critical illness riders. It is also slightly expensive compared to other products in the market. Further, the insurer has a poor track record with respect to both purchase and claims service experience.

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Pros
    Cons
    • Slightly costlier than other products in the market
    • Doesn't offer the option to automatically increase your claim amount, with time
    • Not many Limited Pay options available, to speed up payments
    • Not many options to customize claim payouts
    • Critical illness rider is not available
    • Received higher number of complaints on purchase process compared to other insurers
    • Received higher number of complaints on claim settlement compared to other insurers
    • Our study observed their responses on Twitter to be relatively slower than other insurers
    Detailed Review
    Claims Experience 3.3/5 star green
    Customer Service 3.1/5 star green
    Product Benefits 2.2/5 star green
    % of claims settled in less than 30 days
    Reflects on the speed of settling valid claims
    100%
    % of Complaints received on overall claims
    % customers unhappy with claims experience
    0.52%
    How complex is the Claim Form?
    The longer, the more hassles during claims
    Form Not Available
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