Bharti AXA Life Premier Protect logo

Bharti AXA Life Premier Protect

beshak-icon star
3/ 5
How we score
beshak ratings
INDIA’S FIRST UNBIASED, CONFLICT-FREE INSURANCE RATING
Overall Verdict

This plan doesn’t allow you to choose any customizations such as increasing covers or limited pay, claim payout or critical illness riders. It is also slightly expensive compared to other products in the market. Further, the insurer has a poor track record with respect to both purchase and claims service experience.

beshak ratings
Pros
  • Our study observed their responses on Twitter to be relatively quicker than other insurers
Cons
  • Slightly costlier than other products in the market
  • Doesn't offer the option to automatically increase your claim amount, with time
  • Not many Limited Pay options available, to speed up payments
  • Not many options to customize claim payouts
  • Critical illness rider is not available
  • Received higher number of complaints on purchase process compared to other insurers
  • Received higher number of complaints on claim settlement compared to other insurers
Detailed Review
Claims Experience 3.3/5 star green
Customer Service 3.1/5 star green
Product Benefits 2.2/5 star green
% of claims settled in less than 30 days
Reflects on the speed of settling valid claims
100%
% of Complaints received on overall claims
% customers unhappy with claims experience
0.52%
How complex is the Claim Form?
The longer, the more hassles during claims
Form Not Available
+ Show 8 more
Compare with other products
TOP 3 SUGGESTIONS FOR YOU
Max Life Smart Term Plan logo
Max Life Smart T...
beshak-icon star
4.3/ 5
Bajaj Allianz Smart Protect Goal logo
Bajaj Allianz Sm...
beshak-icon star
4.2/ 5
Aditya Birla Sun Life DigiShield Plan logo
Aditya Birla Sun...
beshak-icon star
4.2/ 5
Compare Now
Discover the best tips for insurance every week!