COMMUNITY FORUM: CREDIBLE INDUSTRY EXPERTS ANSWER YOUR INSURANCE QUERIES
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Hello Expert Members,
Could you please help me know your views/comments on Max Life Smart Secure Plus Plan's 'Special Exit Benefit' ?
This sounds good to me for now as I'm trying to Purchase a Term Plan for my wife.
She's 28 year and I'm opting for 1.5Cr and as per plan's condition, need to buy coverage till age 68 years. At the age of 53 we can get all paid premiums back (around 3 lakhs)
Am I missing something here which should I be worried about or should consider while purchasing Pure Term Plan ?
Please do let me know possible opinion of yours. Thanks in Advance :)
I am 40 years old and recently diagnosed with type 2 diabetes, I have a family floater health insurance from star since June 2013, please advise should I declare my present condition to Star and how to move forward
regarding the same.
which health insurance company accepts application where person had spondylitis but the person not on any medication or any other treatments.
I am currently an NRI and would like to have a term insurance. What are the options available for me ?
I am having a health policy from CARE having SA value of 10 lacs. It's premium is 21000 for my family( me, spouse and a kid). It seems to be on higher side after a little bit of comparison. Here , I have two questions.
1) first is about portability of my policy to some other better policy. Can somebody please suggest which policy would be best to switch to and is it advisable to switch?
2) second is about,a top plan. Top up plan of care is very costly. For a SA of 10 lac , premium is 6000. But other policies seems to be very cheap. For example, max bupa policy is costing me 1700 for SA of 90 lac. Can somebody please suggest if I am taking Max bupa policy as top up, then will it ceate any difficulty in making claim as my main policy is from CARE. Also, is max bupa policy fine or do I have any other better option.
Thanks in advance.
I want to know what is covered and not covered by health insurance policy in India.
I really want to buy max life term insurance but I have no itr filing so please suggest me any other plan equivalent with term insurance.
I purchased health insurance for my parents in May. We discovered my father is a slight diabetic in July. Also, now he's gotten it under control and due to age it may come again. Should I inform my health insurer now? What steps should I follow while renewing the policy next year?
I have family floter health insurance for sum 5Lakhs , i want port my policy , renewal in November, how to proceed ,pls guide me. suggest best policies.