COMMUNITY FORUM: CREDIBLE INDUSTRY EXPERTS ANSWER YOUR INSURANCE QUERIES

Curated, unbiased answers to your insurance questions. Powered by experts. Powered by you (+ 20K members)

OR
+ Ask a Q
Kenko Health - Looks like a scam?
Posted By Harikrishnan Bhadran MEMBER 08 Mar, 2022

Have anyone heard about this company? I was attracted by their insurance model that's quite different from others. They make the joining appear premium and exclusive by propping up something called "Kenko Score". Once we pass their score test, we are being given the option to select the plans. They claim that they will reimburse 50% of the OP and medicine expenses, doctor fees etc. The catch (which they don't clearly say) is these claims are applicable only from "Kenko certified" hospitals & clinics. After I learnt about this, I tried to cancel the plan. You will be surprised to know that we cannot contact them ! Only they will be able to contact us if we clicked a button on their website and the support executive only talks about sales and once we tell them that the requirement is to cancel, they will say that my query will be "passed" on the relevant team and they will call back. This never happened and in parallel their sales team goes on spamming your number.


I escalated this even to their "Founder & CEO", but no response. There is no much info about this company in IRDA website too. Terrifying indeed.


Request Beshak team to carry out a discrete investigation. At least the outcome will save hundreds of people from this scam.

Do you have to report health issues after you have bought the insurance policy?
Posted By Questions On Social Media MEMBER 04 Sep, 2020

I have following doubts sir.

My parents have national insurance for one lakh from past 5 years.At the purchase time'my parents did not have any health issues.Right now my mother is taking medicine for bp occassionsly as an d when bp comes.

My father takes some tablets for memory.Apart from that they dont have anything.They are age 72 father and mother 62.


Each year at the time of renewal'the agent takes money a nd renews it.we have not said to him about our current health situation nor he asked.my mother says 'it is just occassional bp problem so it might not be neccessary to inform the agent about it and abt my father she feels same for my father.


Right now as per yur opinion i have taken 3 lakhs insurance from oriental pnb senior apart from national insurance as well-To my surprise they did not ask any details and issued the policy.

In general we are financially weak.




So now keepinf all this info are we are on right track so as to not get rejected if we have health problems or do i need to rectify any thing to be on right path.


Apart from this insurance problem' sir my parents havve 4 lakhs saving and they are dependant on that for some income from it with less risk.

What investment options might be good in tbat situation.


Could yu let me know about these two issues mentioned

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2022 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂