Acko Health Insurance

Can you share the plan details, waiting periods will be there in every policy.

Duration may vary for the same, also if the plan is 1 crore, it may be a combination of base plan + super top up.

One needs to check it in detail.

You can share it here

Hey Hi Prashanth

Good to see you are thinking to buy high sum assured plan for your self. But will you please share your age? And also in my experience base plus super top is good option to go with ( good for future because 1cr premium cost you more)

Thanks

Dear Prashanth,

When I started to read about the plan, i too was amazed by the claim that no waiting period no room rent limit etc. Digging deeper I realised that these are optional features, one has to pay additional premium to get them as part of plan. I am hoping the premium quoted to you will be including these features.

Affordable premium should not be the reason to buy health insurance. If faced with losses the insurer would increase the premium in later years. Younger age could also be a reason for low premium.

One should also think about how will the claims be handled. Will it be dial 1 for x, dial 2 for y etc or you will be connected straight to an executive? Will he or she be aware of you and your history or will you brief every time?

Incase you are looking to Health Insurance, Beshak's Tru Match Report would be of good help.

Thanks

Rohit Dhingra