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Adding HIE2 kid to existing health insurance
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10 Dec, 2022
by Debesh Majumdar
My son had HIE2 while he was born and was in NICU for 10 days. He is completely fine now but my application to add him to my existing health insurance is getting rejected. How can I get him added to the existing insurance?
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Dear Debeshji
Health insurances are underwriting proposal on the basis of prognosis not only diagnosis. If severity of disease is high than they reject the proposal.
In some companies this disease might be straightaway rejection case.
Also stage of the disease is also an important factor while considering Insurance Cover.