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Aditya Birla - Activ Fit Plus (10L+10L) with 90L Niva Bupa topup

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13 Feb, 2023 by  darpan lamba

Hi, My age is 25Yrs with no medical history (Non-smoke and drink). I compared the Care supreme (7L) having super NCB top-ups and Heath test top-ups with Aditya Birla - Activ Fit Plus (10L+10L) with 90L Niva Bupa top-up.

The latter seems cheaper and more beneficial to me but still trying to understand why a top-up of 90L is costing only 851 extra whereas adding a small amount in base costs much higher. Is it something I am missing here?

Also, is there anything I should be aware of in terms of buying Primary insurance from Aditya Birla and top-up from Niva Bupa? In case of claims exceeding the base, will it be any hassle since both are different companies (Cashless etc)

Health Insurance

1 Answer

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When you've covers from two separate insurers only one works on cashless, try to buy the base and super top up from the same company than otherwise.

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Rs. 1799