Aditya Birla - Activ Fit Plus (10L+10L) with 90L Niva Bupa topup
13 Feb, 2023 by darpan lamba
Hi, My age is 25Yrs with no medical history (Non-smoke and drink). I compared the Care supreme (7L) having super NCB top-ups and Heath test top-ups with Aditya Birla - Activ Fit Plus (10L+10L) with 90L Niva Bupa top-up.
The latter seems cheaper and more beneficial to me but still trying to understand why a top-up of 90L is costing only 851 extra whereas adding a small amount in base costs much higher. Is it something I am missing here?
Also, is there anything I should be aware of in terms of buying Primary insurance from Aditya Birla and top-up from Niva Bupa? In case of claims exceeding the base, will it be any hassle since both are different companies (Cashless etc)
When you've covers from two separate insurers only one works on cashless, try to buy the base and super top up from the same company than otherwise.