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Aggregate deductible reimbursement with second insurance?
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04 Jan, 2023
by Chirag Bogra
If we have a retail policy with aggregate deductible amount of 50k. If a claim arises which is initially 50k paid in cash & remaining amount as cashless claim from retail policy, can that 50k amount be claimed back as reimbursement from second corporate policy which does not have any aggregate deductible?
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Yes you can. You can also claim deductions from your personal/second corporate policy if they were denied by the first one for same hospitalisation through reimbursements. I did claim for my consumables amount from my personal policy which was not passed by my corporate policy.