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Already have base 5lakh family floater optima restore plan .

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23 Aug, 2022 by  Saurabh Kohli

Already have base 5lakh family floater optima restore with hdfc ergo for last 3/4 years. Now planning to migrate to optima secure base 10 lakh with 25k deductible. What do you suggest. Please advise.

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Optima secure has room restrictions, why would you move out of a plan that gives you absolutely no room restrictions and move to a plan that comes with room restrictions of Single. Pvt room?


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24 Aug, 2022
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Hi Saurabh,


I absolutely agree with Pankaj, also, once FYI, once you opt for a deductible in the plan, in future, there's absolutely no option to go back to a Zero Deductible plan


Thanks

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