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Alternate options for people not eligible for any insurance due to illness

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30 Nov, 2022 by  Rahul

I am 29 & suffering from epilepsy since last 3 years due to which I am not eligible for Term insurance nor for Health insurance (both I have applied for but application got rejected).

1) How I should plan for my dependents in case of my demise?

2) Should I consider ULIPS, LIC plans etc..?

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Term Life Insurance
Health Insurance
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07 Dec, 2022
CEO, Insurance Samadhan

Dear Rahul

It is difficult to get insurance for a epilepsy patient .

Ypu can get a group insurance cover by joining an organisation which offers group insurance cover .


Ideally , you should participate and build a corpus for family by starting SIP of almost 30 % of your monthly income .

Build a portfolio of aggresive equity schemes and keep horizon of minimum 5 years .

Hope this will build s safety net for your dependents.

Best wishes


Shailesh

Insurance Samadhan


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08 Dec, 2022
Rahul
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08 Dec, 2022
Rahul
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09 Dec, 2022
CEO, Insurance Samadhan

Not recommended

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