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Alternate options for people not eligible for any insurance due to illness
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30 Nov, 2022
by Rahul
I am 29 & suffering from epilepsy since last 3 years due to which I am not eligible for Term insurance nor for Health insurance (both I have applied for but application got rejected).
1) How I should plan for my dependents in case of my demise?
2) Should I consider ULIPS, LIC plans etc..?
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08 Dec, 2022
Rahul
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08 Dec, 2022
Rahul
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Dear Rahul
It is difficult to get insurance for a epilepsy patient .
Ypu can get a group insurance cover by joining an organisation which offers group insurance cover .
Ideally , you should participate and build a corpus for family by starting SIP of almost 30 % of your monthly income .
Build a portfolio of aggresive equity schemes and keep horizon of minimum 5 years .
Hope this will build s safety net for your dependents.
Best wishes
Shailesh
Insurance Samadhan