Amex Membership policy from PNB MetLife
Being Amex customer I was reached out for a member only Exclusive policy by PNB MetLife. The only benefit I see is Amex claims 100% Settlement ratio and default Critical illness cover (But they dont have any list published and they claim it will be taken on case by case basis). The premium was pretty much same as per open market policy (I see a few hundred more than open market). Is there anyone who analyzed such policies?