back arrow Back

Any insurer covers Ulcerative colitis as PED?

reply Share
09 Dec, 2020 by  prashant kamat

My spouse suffering from ulcerative colitis. Her condition is a stable and her medication will be for long time for this auto immune disease. Since other well known auto immune disease like arthritis are covered there is no clarity if the under writters understand UC disease.


She already covered in other family floater and I wanted to take a super top-up for our family. Does any insurance cover this PED.

like like
0
Health Insurance

2 Answer

Post
11 Dec, 2020

Hello Prashant,


No insurance company we know will cover this medical condition from Day 1. You will have to go through the usual pre-existing disease waiting period (2, 3, 4 years depending on insurer to insurer) before the cover (for PED) starts.


Our recommendation would be to ensure that you review your current cover and get adequate coverage that is relevant for a lifetime for the entire family as soon as possible, irrespective of immediate cover for the pre-existing disease.


Regards,

Team Beshak


😮 Wut? Not subscribed to our Essential Updates Newsletter yet?: http://www.beshak.org/subscribe



like like
0
icon-comment 0 Comments
icon-reply Reply
11 Dec, 2020

Here's a detailed article we wrote on covering family members who have a pre-existing disease: Health Insurance for people with Pre existing Diseases | Top FAQs on pre-existing disease cover (beshak.org)

like like
0
icon-comment 0 Comments
icon-reply Reply
Discover the best tips for insurance every week!
beshak logo

Beshak is your source for clear, research-backed information & analysis of insurance plans. Our sole focus is to help you make well-informed decisions on insurance. We don't sell or advertise insurance plans or companies.

facebook icontwitter iconlinkedin icon

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business. © Copyright 2021 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂