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Any recommendations for additional health insurance plan for my parents aged 67 and 73?

11 Feb, 2022 | by Soumya Subhra Guha

I'm looking at additional health insurance, SA - 10 L, 15 L, 20 L for parents aged 67 & 73 with diabetes, glaucoma. Please recommend plans based on affordability, ease of use, support from the insurer, and claim settlement.

Parents-Health-Insurance

1 Answer

Post

15 Feb, 2022

Gurleen Kaur Tikku

4.2

Soumya jee,

As per information shared by you, you can go for super top up plans or plans that come with deductible options which can be met through your base insurance.

In most of the super top up plans, maximum entry age is 65 years

Some plans that can be suggested here are

1. ICICI Lombard super top up plan

2. Niva bupa senior first with deductible option.

Hope this helps.

Thanks

Gurleen Kaur Tikku

Hareepatti

2 Comments

16 Feb, 2022

Soumya Subhra Guha

Thanks, Gurleen-ji! As you mentioned that in most of the super top up plans, maximum entry age is 65 years, I wonder if ICICI Lombard Super Top Up plan

or Niva Bupa Senior First with deductible option would be helpful in this case since both my parents are 65+.

Also, would you be so kind to share your feedback for https://www.bankofindia.co.in/pdf/ProductDetailsStarGroupHealthInsurance.pdf -- if possible?

17 Feb, 2022

Gurleen Kaur Tikku

4.2

Yes, I have checked both these plans , hence suggested- they are available for age 65+

The plan that you have shared is a group plan and comes with capping and sub limits. This is a group insurance, once the tie up between bank and insurance company is ceased, it will be converted into retail plan and premium will be higher.

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Any recommendations for additional health insurance plan for my parents aged 67 and 73?

1 Answer

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