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Are all riders valid till the end of the policy term?
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13 Jan, 2022
by Archie
Do riders have their specific validity that is different from the base policy validity? How do I check this? The rider brochures do not mention anything.
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Yes , riders are independent products and have different validity from the base product .
Each rider need to be renewed each year like your base plan .
You are given seperate schedule for rider where you can check the validity period .
Critical illness is valid for 5 years and premiums are revised after 5 years .
Accidental rider premiums are common but expire at age 60 .
Hope this clarifies
Shailesh
Insurance Samadhan