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Are all riders valid till the end of the policy term?

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13 Jan, 2022 by  Archie

Do riders have their specific validity that is different from the base policy validity? How do I check this? The rider brochures do not mention anything.

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Term Life Insurance

1 Answer

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17 Jan, 2022
CEO, Insurance Samadhan

Yes , riders are independent products and have different validity from the base product .

Each rider need to be renewed each year like your base plan .

You are given seperate schedule for rider where you can check the validity period .

Critical illness is valid for 5 years and premiums are revised after 5 years .

Accidental rider premiums are common but expire at age 60 .

Hope this clarifies


Shailesh

Insurance Samadhan

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