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Base Policy missing in Top up Policy

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01 Aug, 2023 by  Sam Asm

Hi,

This is with regards to my To Up policy wherein the agent who had approached me never asked about existing Policy and what i saw in my Documents the mention of existing policy is missing.


So can this be recitfied or it will create a problem while claiming from both the policies together.

Can i claim 2 policies together as Cashless coz I had been told last Cashless cant be done from 2 policies together if from different companies.

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15 Aug, 2023

Hello Sam,

It will be best if you inform your insurer about this - to avoid any hassles in case a claim arises in the future. And, yes, if both the policies (base plan and top-up plan) allow cashless, you can claim on a cashless basis under both.

Thank you!

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