Back
Best Health Insurance for Individual
Share I want to buy a new health insurance apart from what I got from my current employer.
I am looking for a cover 25-50 lac, need a good health insurance with simple term and condition and does not have any room rent, daycare limits kind of rule.
Currently I have premium limit upto 20k, although not tight on budget, want policy for long term. So okay if I have to increase it.
0 Comments
ReplyHi Satish,
For a higher Sum Insured, Care Advantage is a good policy.
The room rent allowed is a Single AC room which in effect is as good as No capping unless you intend to go for a suite. It serves the purpose completely.
Also my personal suggestion would be to go for a base policy with a high Sum Insured instead of going for a low SI base policy + Super top up.
Hope this helps!
Cheers :)
1 Comments Reply Reply Dear Satish
My compliments to you for thinking about personal health insurance .
You must plan owning a personal health insurance when you are settled and beginning family ..
Right now , you start building an emergency fund by starting a SIP of Rs 2000 per month .
In case , you still insist on health insuramce then buy a super Top up of rs 50 lakh with deductible of Rs 5 lakh .
Hope this clarifies.
Shailesh
1 Comments Reply Reply
FYI: My age is 23 with no PED, I work in IT company.