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Best Health Insurance Policy for Alcohol/Tobacco user

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13 Aug, 2022 by  Ben Alex

If someone has the habit of drinking and smoking regularly, what are the best health insurance policies (comprehensive or regular) out there, that can protect him/her against any liver or other relevant organ diseases arising out to these habits?

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There will be a element of loading charges that insurer will impose on you if you're a smoker or consume alcohol.


If the insurer thinks you're habituated and there is presendence of hospitalization linked to consumption of alcohol/cigarettes then the insurer may also reject your application.


Happy to help you navigate the overall maze if you intend to buy one through a free call.



Hope I've answered your question though.



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18 Aug, 2022
Ben Alex
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15 Aug, 2022
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Hi,


As answered already, additional charges may/may not apply depending on your daily consumption and age

Completely depends on the insurer if they wish to cover you or not


Get in touch for further queries

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