Buying Term Insurance Online
I want to buy a Term Insurance policy online. However, I do not see the online portals asking for as many details about existing health issues, MWPA and payout options. I'm quite sure an offline insurance form would have a lot more details to fill out. I have checked out Bharti AXA, Max Life and Aditya Birla and all three don't ask about these things (except smoking). They ask for personal details, selection of plan and riders and then ask you to make the premium payment.
Can someone please answer why it is so and if these details will need to be mentioned at some point after paying the premium.