SACHA ADVICE. ACHA ADVISOR.
back arrow Back

Can a person take term policy in non smoker rate after he quit smoking ?

reply Share
22 Nov, 2022 by  Diganto Nath

After how many months a person can take term policy in non smoker rate after he quit smoking ? Preferably in companies- TATA, HDFC, ICICI etc.

like like
0
Term Life Insurance

1 Answer

Post
26 Nov, 2022

Hello Diganto,

You can take a policy at non-smoker rates, however, to apply for the same, the number of years/months after you quit will be different for different insurance companies. Most insurance companies define this in their proposal forms.

A similar question has already been answered here. You can check it out for more clarity.

How to answer Smoker/Non-Smoker questions in Term Life Insurance? | Beshak Forum

Thanks!

like like
0
icon-comment 0 Comments
icon-reply Reply

Tired of dealing with call centers!

Get a professional advisor for life!

LIFETIME FREE

Rs. 1799

or

Discover the best tips for insurance every week!

Beshak is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and does not have any alliance or association with any Insurance business.
© Copyright 2022 Beshak Solutions Pvt. Ltd. All Rights Reserved.

Disclaimer: The content on the website is purely for information purposes for the public at large, and does not constitute personal financial advice for a specific individual reader.
If you are reading this, it means you love reading the fine print. Why not get paid for what you love doing - Join us by writing to info@beshak.org now 🙂