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Can a person take term policy in non smoker rate after he quit smoking ?

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22 Nov, 2022 by  Diganto Nath

After how many months a person can take term policy in non smoker rate after he quit smoking ? Preferably in companies- TATA, HDFC, ICICI etc.

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Term Life Insurance

1 Answer

26 Nov, 2022

Hello Diganto,

You can take a policy at non-smoker rates, however, to apply for the same, the number of years/months after you quit will be different for different insurance companies. Most insurance companies define this in their proposal forms.

A similar question has already been answered here. You can check it out for more clarity.

How to answer Smoker/Non-Smoker questions in Term Life Insurance? | Beshak Forum


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