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Can insurance companies deny renewal with the same company?

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03 Feb, 2023 by  Ashish Budhiraja

Suppose I have a super top up, now I contracted a disease like Cancer. I got admitted and used significant chunk of the sum insured. Now, all treatments were done and for the time being I am considered out of the Cancer risk. Would I be able to renew with the same insurance company ? With a "fair" premium increase? Or can they deny the case completely?

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Health Insurance

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Risk or no risk, your claim cannot be turned down once you have bought a plan regardless of whether it is Cancer or any other imaginary critical ailment.

All risks ought to be covered by the insurer once those ailments occur post-purchasing the plan.

So breathe easy & enjoy.

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03 Feb, 2023
Ashish Budhiraja
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