Can Pre-existing Diseases be Covered from Day One in Group Health Insurance?
My father is a cardiac patient. He has undergone his bypass. My mother is blood pressure patient. Let's say, I join a large company that has a corporate health insurance or group health insurance that I can avail. Will my Mother & my Father be covered for their respective pre-existing diseases I mentioned above, from day 1? Or just like an individual health insurance plan, they will have a waiting period of 3-4 yrs or even face permanent exclusion?