Can Super Top-up policy be ported?
Please consider the following hypothetical situation:
Policy 1: Taken 10L Base Policy from Company A - PED Waiting Period 2 years
Policy 2: Taken 40L Super Top-up Policy from Company A - PED Waiting Period 2 years.
Ported Policy 1 to Company B with PED 2 years. Since 2 years waiting already over in company A, the PED cover in the new plan will start immediately.
- Can Policy 2 also be ported 'in general' to company B? (40L SI)
- If yes to Q1, will the PED cover start immediately?
- If no to Q1, what is the best way to ensure waiting period credits from previous super top-up policy are utilised while changing insurance company?
- if no to Q1 & Q2 & Q3, any specific insurance company/plan that solves this specific problem for customers?
Thanks in advance,