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Can we Claim 2 critical illness policies
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18 Jun, 2022
by Rayapu Ashok Kumar Reddy
Dear Members
Pls suggest!
Can a person take two critical illness policies from differnet comapnies and claim from both the companies when a ctritical illness like cancer or heart attack occurs?
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Dear Ashok
Yes , an individual can take multiple critical insurance and all claims will be payable provided declaration of previous covers was done .
Critical cover is a defined benefit cover and not an indemnity cover .
Hope this clarifies
Shailesh Kumar
Insurance Samadhan