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Can we Claim 2 critical illness policies

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18 Jun, 2022 by  Rayapu Ashok Kumar Reddy

Dear Members

Pls suggest!

Can a person take two critical illness policies from differnet comapnies and claim from both the companies when a ctritical illness like cancer or heart attack occurs?

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Health Insurance

1 Answer

19 Jun, 2022
CEO, Insurance Samadhan

Dear Ashok

Yes , an individual can take multiple critical insurance and all claims will be payable provided declaration of previous covers was done .

Critical cover is a defined benefit cover and not an indemnity cover .

Hope this clarifies

Shailesh Kumar

Insurance Samadhan

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