Can we claim cashless multiple super top up policies in single claim
I have already a base policy of 10 lakhs and super top up of 25 Lakhs with 10 lakhs deductible in Manipal Cigna Company . I also have a accumulated NCB of 5 lakhs in Manipal Cigna.
I want to take another super top up policy of 25 lakhs with 5 lakhs deductible from Star health considering the Covid -19 situation and rising medical inflation.
i want to use Base Policy of 10 lakhs for claiming 1st super top up and accumulated NCB of 5 lakhs for claiming 2nd super top up. Can i do like this?
My query is if am hospitalized and the medical bill is more than 60 lakhs. Can i claim total 60 lakhs in cashless from all 3 policies. Kindly explain the procedure to be followed in order to claim all 3 policies in single cashless hospitalization.