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Central government employee

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29 Dec, 2021 by  Girish

Which are the health insurance plans that a central government employee needs to be looked at ? As the capping of the most of the procedures seems to be far less than the actual market price. I would like to know any of the plans that specifically suits central government employees covering cghs.

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Health Insurance

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09 Jan, 2022

Hello Girish,

Hope you are doing well and apologies for the delayed response! Missed replying over here somehow. As far as I know, there are no special health insurance plans available in the market specifically designed for central government employees. I am assuming that you (being a central government employee) would be covered under a Central Government Health Scheme and must be getting 100% benefits. Ideally, you should compare the benefits, conditions, limits along with their exclusions, and waiting periods that you are getting under your health scheme with the retail policies available in the market and decide if you should go for a separate retail policy.

Hope this helps.

Thanks!

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