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Claim for exclusions after Moratorium period

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20 Apr, 2022 by  jignesh

I am covered under a health plan with epilepsy marked as Permanent Exclusion. In case, I be able to stay in the same plan till the moratorium period, May I claim epilepsy related hospitalization. I got to know from one of the online insurance broker agent that I should get the claim settled for epilepsy.

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20 Apr, 2022
We breathe insurance :)

Hello Jignesh,


This is absolutely untrue. Once a health condition has been marked as a Permanent Exclusion, there is no way any insurance company will ever pay a claim for such a disease/condition.


Please stay away from such agents, who mislead.


Regards,

Team Beshak

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