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Claim rejection even after amendment of section 45 of insurance act

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25 Jan, 2023 by  Balraj Singh

सर, मैने 4 साल पहले एक Term insurance policy ली थी ! मुझे VERTIGO बिमारी है जिसके ईलाज लिए में 2015-16 में एक हॉस्पिटल में एडमिट हुआ था , लेकिन Policy लेते समय Proposal form में मैंने ये हॉस्पिटल एडमिशन के बारे में इन्शुरन्स कंपनी को नहीं बताया ! क्या इस आधार पर कंपनी मेरा क्लेम रिजेक्ट कर सकती है या नहीं , पालिसी लिए 4 साल हो चुके हैं 

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26 Jan, 2023
CEO, Insurance Samadhan

Dear Balraj

As per section 45 , claim can not be rejected on the basis of non disclosure.

However , ypu shpuld always disclose all medical information while applying for insurance.

Best wishes


Insurance Samadhan

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