Hi Chethan,

Many a time, members who get treated in non-network hospitals face such challenges, especially if the hospital has no proper infrastructure or billing mechanism. You can choose to do one of the following:

1. Request the treating doctor to at least give a tentative breakup of the expenses incurred on the hospital letterhead or prescription
2. Take a declaration from the hospital that itemized billing procedure is not being followed & that they charge the total bill on the name of a package instead.

Do not forget to collect the receipt for the total amount paid & submit the claim with ICICI Lombard.

And about mentioning the amount details against the Miscellaneous/Other charges, do not worry about it. You can still mention the details under the total claimed amount section.

Also, make sure that the Part-B of the claim form has Hospital's Stamp & Signature before submitting the claim.

Since you have a Corporate Policy, chances are high that the maternity claim gets approved under such exceptional circumstances.

Best Wishes,

Satish Kumar H