Claims settlement help
Was looking to buy mediclaim for my parents. One of them have a preexisting condition. Was looking at quotes from various insurers
1. Is Religare a good company to buy mediclaim from? Have heard news of issues in religare group companies. So is it safe, even though they have changed the name. But is it safe to buy from them? Will my claims be honoured?
2. Where to buy it from? If I buy online, during time of claim, will I face any issues in comparison to buying from an agent? Online policies comes bit cheaper than buying from agent. So during claims settlement, what would be better, a policy bought online or via agent
3. How do I chose insurance company. Like i said how do i know which company is good during claims experience. Say if I pay high premium for hdfc ergo, is it worth it? Or should i buy cheaper from religare, iffco Tokio etc types.