Clarification on preexisting diseases
26 May, 2021 by Dipak Jambusaria
- 1 Recent IRDA guidelines says that no mediclaim can be rejected on any grounds after completion of 8byrs of continuous policy. Is it so? If some one has not disclosed prevexisting disease even then this guide line will apply ? 2. Preexisting disease is defined as one for which symptoms / treatment was there in the previous 4 years. Does it mean that if some had some disease prior to 4 years but if no symptom / treatment was taken in previous 4 yrs it need not be disclosed as per existing disease?