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Comprehensive cover or Individual better for family.

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18 Oct, 2021 by  C

Hello Experts,

 While I'm searching for Health insurance for my parents, I came through comprehensive floating policy for 5.5 Lakhs for family. Earlier I thought to get policy for my father and mother only with 5 lakhs cover in reload method but after I changed my thought. Star health or Manipal Cigna Prohealth they providing comprehensive family policy, premium out of my budget nearly 37k does I can go for Individual policy or family policy. Already my sister has health insurance policy with 4lakh from her company whether we can leave her.

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19 Oct, 2021
Rohit Dhingra

Hi,


Could you please share age of your parents and other members that will be part of family floater?


Most plans don't allow 3 adults in their family floater plans after a specific age. This age is defined by the insurer as part of the policy. Once you answer the above question I will be in better position to guide.


Regards

Rohit Dhingra

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19 Oct, 2021
C
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22 Oct, 2021
Rohit Dhingra
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