Confused between HDFC ERGO (Optima Restore)and NIVA BUPA(ReAssure)
I have a corporate health plan but having health insurance is the first step to becoming financially independent. So, I have analyzed multiple Health insurance and shortlisted Optima Restore and ReAssure, both seem to be Good Products but not able to pick one.
ReAssure provides better Features(Unlimited Restoration and Covers Alternative Medicine) and a Less Price Compared to Optima Restore but HDFC has better brand value with higher premium pricing.
- Can you suggest which one is better for claim processing and provides good customer support?
- Can we take the same policy for my parents as they have no existing illnesses?