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Convert individual policy to family floter
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08 Jul, 2023
by jai prakash
Sir , i have encountered with sti (sexully transmitted infection ) after buying the policy like 5 mnths after ..these infection does not do anything ..but stay in body for life & my wife possibly get the infection ...does my comp will add my wife after marrying ..in family floater plan..if not what should i do...
2) lets say it is permanent exclusion in the policy ...what probs do i face in claims ..
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09 Jul, 2023
jai prakash
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Hi,
Based on your requirement, I'd suggest you to opt a separate individual policy for wife which will give her the flexibility of a better plan and SI.
If it's a permanent exclusion, then any claims which are directly related to this excluded condition will not be paid.
Thank you,
Avinash Sonee