Converting group health plan to retail one or buy new from market
I have a family group health cover from National Insurance through my employer. Now I am changing jobs, and the new employer will also provide a health cover.
But since it is also advisable to have a separate policy other than company one, I am in dilemma regarding two options:
1) Convert the current group plan to a retail plan (National Parivar) which will not have any waiting period and pre-existing disease issues.
2) Buy a family floater policy from any insurer from market.
Kindly provide your valuable opinions.