Critical Illness Plus Cancer specific policies? Are both required
16 May, 2021
by
Bhavna
Good afternoon,
I've a Max Bupa Critical illness policy in place, however, I understand that cancer will get covered only at Stage 3 or 4.
If this is true, should one buy a Cancer policy apart from Critical illness? It should not happen that Cancer is detected at an early stage but it does not get covered in critical illness policy.
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Post
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Dear Bhavna
Ideally a combination of Health Insurance and Critical illness is recommended . However . You can supplement your health cover by taking an additional cancer cover .
It all depends on budget allocated towards health insurance .
Benefits of Health plus Critical plus cancer
All three are independent products and offers compensation .
So if you have budget then go ahead .
Shailesh
Insurance Samadhan