Difference in Proposal and Policy Document in Insurance Plans?
I recently purchased a health insurance product (Silver Suraksha Smart and Super Top Up plan combo) from HDFC Ergo through Policy Bazaar. During the proposal stage I mentioned my medical history in the PED details and same was reflected in Proposal form. But when I made the payment and received the policy document there was no medical history details in it and PED question was marked answered as 'No' . How could this be if I specifically mentioned self and noted down all medical history? Is this allowed?