Disallowed amount in Health claim can be claimed with another policy?
One of my colleague has claimed in our employer group health insurance. This policy has room rent limit (Rs 3000) & he selected room with Rs 4500 rent. So all expenses are cut by 33% in this claim. Now the claimant also has personal health insurance policy which has no room rent limit. Can we submit the claim to personal policy for DISALLOWED amount?