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Do I have enough Coverage for my Mother?
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01 Apr, 2021
by Rahul Kaushik
I recently got my mother HDFC Health Suraksha Gold Smart plan with 7.5 L as coverage. She's 52 now and I was able to buy it for 18,435 rs. She has Diabetes. Is the coverage enough or should I top up on the plan ? Thanks!
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02 Apr, 2021
Rahul Kaushik
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02 Apr, 2021
CEO, Insurance Samadhan
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Dear
As she is diabetic , I recommend super top up of rs 20 lakh .
Ideally you should reduce base sum assured to Rs 5 lakh and top up of Rs 20 lakh.
You will have adequate cover in same price .