Do I have enough Coverage for my Mother?

01 Apr, 2021 | by Rahul Kaushik

I recently got my mother HDFC Health Suraksha Gold Smart plan with 7.5 L as coverage. She's 52 now and I was able to buy it for 18,435 rs. She has Diabetes. Is the coverage enough or should I top up on the plan ? Thanks!

Parents-Health-Insurance

1 Answer

Post

01 Apr, 2021

Shailesh Kumar

CEO, Insurance Samadhan

Dear

As she is diabetic , I recommend super top up of rs 20 lakh .

Ideally you should reduce base sum assured to Rs 5 lakh and top up of Rs 20 lakh.

You will have adequate cover in same price .

2 Comments

02 Apr, 2021

Rahul Kaushik

Thank you, sir. Should I top up with the same Insurance Provider or do you think I should go with any other? If I go with other Insurance Provider, will there be any issue during claims?

02 Apr, 2021

Shailesh Kumar

CEO, Insurance Samadhan

Go for same insurer for simple claim settlement

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