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Do we need to declare new health conditions after buying term life policy?

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07 Dec, 2023 by  CHENNOJU SHIVAPRASAD SURYANARAYANA

Hi team,


I purchased Aegon term life policy in 2017. Recently, I got diagnosed with diabetes and hypertension.


Do I need to declare these newly developed health conditions to Aegon?


Thanks.

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Basics of Insurance

1 Answer

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08 Dec, 2023

Hello Chennoju,

You are required to inform your insurer about every disease or health condition before the policy is issued. You don't need to inform your insurer about any diseases that occur after the policy has been issued. Even if you do inform them, there's no harm - the insurer can't cancel your policy.

I hope this clarifies. Thank you!

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14 Dec, 2023
CHENNOJU SHIVAPRASAD SURYANARAYANA
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