Does a disease 4 years ago comes under PED?
Hi, I am planning to take a health insurance from HDFC.
I got diagnosed with Tuberculosis in December 2016 and treatment / medication went on for 6 months.
My question is
1) Does it come under PED?
2) Do I need to disclose it under PED?
According to the definition of PED,
First let us be clear what a pre-existing disease is. Any serious medical condition, ailment or injury for which you had signs or symptoms or diagnosis or treatment within 48 months prior to the day you are applying for the medical insurance policy, is considered as a pre-existing disease.
from HDFC ergo site