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Does HDFC Ergo Optima Restore cover dental care & dermatology related treatments as well? If no, which would be a stand-alone dental/dermatology insurance that you'd recommend?

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13 Jan, 2021 by  Krishna P.

Planning to buy HDFC Ergo Optima Restore for 10L cover. Age 24.


Does this cover dental care & dermatology related treatments?


If not, which one would you recommend?

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Health Insurance

1 Answer

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18 Jan, 2021

Hello Krishna,


Do elaborate exactly what is your requirement?

Generally, Health Insurance plans cover dental and skincare only to the extent of sickness or accidents. If you are thinking of cosmetic treatments they are not covered under any health insurance plan.

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