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Does health insurance cover Claim for Covid 19 treatment.
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10 Nov, 2021
by GANESH KUMAR RAMARAJ
Hello all,
I have family floater health insurance plan for 3 lakhs from oriental health insurance company. My wife got infected by covid 19 and we have taken RTPCR test and CT scan in a private lab based on my family doctor advice. Based on the suggestion from family doctor got admitted in private hospital. Will i be eligible for claim from insurance company. Any additional inputs/suggestions from the experts required. Thanks in advance.
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16 Nov, 2021
GANESH KUMAR RAMARAJ
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Yes, your wife will be covered by your health insurance policy if she is admitted to the hospital for Treatment given she is an insured person under that policy and also health insurance company will not pay for any diagnoses only hospitalization but if she is getting treated under this hospitalization insurance company will pay for her treatment except consumables. Remember the room rent limit is 3000 only if you opted for higher room rent you will pay your bill proportionally