Great, thanks for the explaination!

What if, someone undergoes a treatment (e.g. Cataract), in which the patient is discharged before 24 hours?

That is covered.. under "day care treatments"

I have claimed for cataract for my father in law from oriental happy family floater policy

Hi

This comes under Day care treatment no need of 24 hrs hospitalisation.

500+ Day Care treatments are available

If someone has an heart attack and gets into an emergency ward and then admitted as an inpatient, what will be covered in that case?

Hi Viknesh,

If the person gets admitted due to heart attack the entire charges will be paid.

Also upon hospitalisation, pre and post expenses of Medicines, diagnosis and other expenses related to hospitalisation are payable.