Yes, Health Insurance in India primarily covers hospitalization and associated expenses. Outpatient expenses like regular doctor visits for common fever, cold and cough, medicines etc are not covered under the regular Health Insurance, even if they are carried out inside a hospital.

You need to be admitted under inpatient for the claim to be admissible. Hope this helps.

Hi Sandip,

Most of the policies cover Hospitalization, Home-care as well as Day-care benefits. For outpatient cases, some of the policies provide OPD cover as well.

If your claim was rejected, please corss-check your policy terms. Thanks

Yes definiately, Health Insurance is very important today, and covid now in huge demand, in India and primarily covers hospitalization and associated expenses. Outpatient expenses like regular doctor visits, last month when I was looking for banquet halls in west Delhi, I was got suffered from fever then and then i realised the importance of health insurance, I would suggest you always renew your policy on time and be careful for these dangerous deceased ...