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endowment policies vs term insurance?

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25 Aug, 2021 by  Dhayanandan Murugesan

Is there any article available comparing term insurance vs endowment policies offered by LIC, PLI etc.,?

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Basics of Insurance

2 Answer

25 Aug, 2021
Self Employed - Digital Consultant

You will find many articles on internet.

Are you looking for an article written by Beshak team?

Asad Akbar

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27 Aug, 2021
CEO, Insurance Samadhan


You can not compare apple with orange .

Every insurance product has three components

E : expense , less in term more in endowment .

M : cost of mortality , same in term and endowment .

I : investment , zero in term and yes in endowment as per survival benefit .

All endowment product has term insurance in it . You remove investment amd it will become term .

Hope this clarifies


Insurance Samadhan

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