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Family Floater 50 Lakhs - 30 years Old Couple - Care Advantage Vs ICIC Lombard vs Tata AIG

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20 Mar, 2023 by  Sunny Kevaltani

Hi


We are 30-year-old couple (No kids) living in Bangalore, already having insurance from our employer.


I am confused between following policies:


  1. Care Advantage - 50 Lakhs - INR 20,600/- (including consumables protector) - I found this policy relatively good and cheaper than its competitors. The hospital network is the best among all. Though it lacks on the following point - domiciliary treatment is not covered and pre-post hospitalization is 30 days pre and 60 days post.
  2. ICICI Lombard - 50 Lakhs - INR 27,000/- - This policy covers everything, however, I have heard bad reviews on claims processing and the company has not defined the age slabs for fixed premiums in the policy prospectus, so company has a liberty to increase policy premium every year.
  3. TATA AIG Medicare Premier - 50 Lakhs - INR 29,0000/- A comprehensive Policy


Request your guidance on the plane and the company experience with claim settlement


Thanks!!

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Health Insurance

1 Answer

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24 Mar, 2023

Hello Sunny!

Glad to hear that you have taken a decision to purchase a health policy for yourself and your spouse! The three plans highlighted by you and equally good at least in my view. I would suggest you get in touch with one of our professional financial advisor to zero down on the most suitable plan for you. I'll share the link over here for your ready reference - https://www.beshak.org/advisor/

Thanks!

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