Family floater health insurance
Need a suggestion for the planning to buy a new family floater health insurance.
We are the family members of 5.
Me-34, spouse -29, daughter -1.5, father -62, mother -55.
At the moment i have 1 individual health insurance (from HDFC ergo paid by myself) and 1 health insurance for parents (HDFC ergo paid by parents).
Is it better to go for a family floater plan where 5 person will come under one insurance plan? or should I take 2 different policies one for 3, another for parents. Please suggest me the best policy if you advise for family floater, sum assured i would like to opt 10-15 lakh for family floater. Thank you