Floater or Split policy for Parents?
05 Jan, 2021
by Himanshu Dev
Hi team, my parents are 60 y.o & i was thinking of getting them a policy. While i've zeroed on 2 policies - Max Bupa ReAssure & HDFC Ergo Gold smart, I have a few doubts.
- What would be better for them, Floater for both or a split policy?
- For either case, what should be a [minimum] ideal amount of cover? Does 10L for split or 20L floater suffice?
- Do i need to have a top up for the policies? During my conversation with the agent, he didn't mention any such additions.
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Hello Himanshu,
Here is our take.
Regards,
Team Beshak
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